Net Salary Calculator

Calculate your take-home pay for UK (2025/26, 2026/27)

Calculate your take-home pay for US (2024, 2025, 2026) — Federal + State + Local

Country:More countries planned

UK Net Salary Calculator

Tax Year: 2026/2027 | Nation: England

Tax Year

Nation

Gross Annual Salary (£)

Pension Contribution (%)

Student Loan Plan

US Net Salary Calculator

Tax Year: 2025 | State: California (graduated)

Tax Year

State

Gross Annual Salary ($)

Data sourced from official government publications:

UK Income Tax: GOV.UK / Revenue Scotland
UK National Insurance: HMRC
UK Student Loans: HMRC Employer Guidance
UK Pension Allowance: GOV.UK

See uk-spec.md for full specification and test cases.

Data sourced from official government publications:

Federal Tax: IRS Rev. Proc. 2023-34 (2024) / IRS Rev. Proc. 2024-40 (2025) / IRS Rev. Proc. 2025-32 (2026)
FICA/SSA: SSA.gov Wage Base / SSA.gov Tax Rates
State Taxes: Official state Dept of Revenue websites (see us-spec.md for full list)
Local Taxes: NYC Finance, Philadelphia Revenue, Ohio RITA, Michigan Cities, Colorado OPT, etc.

See us-spec.md for full specification and test cases.

⚠️ Disclaimer

This calculator provides estimates only based on official 2024-2026 tax rates. It is not financial, tax, or legal advice.
Calculations assume standard employment scenarios and annualized figures. Actual payslips may differ due to pay-period rounding, tax codes, benefits, employer settings, and local variations.
UK: England, Wales, NI, Scotland only. No Isle of Man, Channel Islands, or non-UK residents.
US: Federal + 50 states + DC + major local. No AMT detail, NIIT, QBI, self-employment tax, or all 10,000+ local jurisdictions.
Always verify with your payslip, payroll department, or qualified CPA/tax adviser.